Winner of the 2023 Best of Rogue Valley and Best of Southern Oregon awards. Member of the Ashland and Medford/Jackson County Chambers of Commerce. Member of the Rogue Valley Associate of Realtors. Member of BNI. Avid animal lover and supporter of the Southern Oregon Humane Society and Rogue Valley Humane Society. Devoted to promoting financial literacy, Melissa teaches financial literacy classes.

Melissa Redding is an outstanding mortgage loan officer. She is extremely knowledgeable, efficient, and friendly. Melissa was helpful, caring, and professional from beginning to end. Communication was exceptional. We were kept informed and up to date every step of the way. All of our questions were answered patiently and thoroughly. We are 100% satisfied with the services provided by Melissa Redding. 5 stars! Highly recommended!
~J Winters

Melissa is one of those rare gems in the industry, who puts out way more time and effort for her clients than most lending agents I've met. One of my family came to her with a request for a fairly unusual and complicated loan process, and it was for a person in another state, no less. Within hours, Melissa had let us know she didn't handle those types of loans (her honesty was super refreshing - rather than just leading us along) and she had my family in contact with a lender who could provide those services in the other state! This goes to show how valuable a network can be and also a person's good character when they refer you off to another broker who will ultimately be making the "sale". Melissa is super sharp, extremely knowledgeable in her field, and the person you want on your side when dealing with the complexities of home lending. Her 30+ years of experience absolutely shows in her quality and enthusiasm of work. I can't recommend her enough!
~C Donica

Melissa is an absolute pleasure to work with and goes above and beyond to ensure the entire process of working with her exceeds every expectation. Melissa's knowledge, kindness, reliability, promptness and trustworthiness shine through in every interaction. Her compassionate and caring nature enables her to prioritize her client’s well-being first, treating them as individuals and not just a transaction. As she gets to know the client’s unique circumstances she then strives to find the best solutions for not only their lending needs, but also their long-term financial goals. Melissa's intelligence and creativity in handling financial matters is exceptional. Her commitment and determination to achieve the best outcome for her clients is evident at every step. Melissa is a gem, I was confident that not only I was in expert hands as the client’s agent, but our mutual clients couldn’t have been represented better during their entire real estate transaction. She’s a pro! Thank you, Melissa!
~S Kittle

Strategy One Home Loans is a locally owned, independent mortgage brokerage located in the heart of downtown Ashland. Being a broker allows us to establish a diverse network of lenders tailored to our client's needs. This flexibility empowers us to negotiate more favorable terms, offering our clients a wealth of financing options. As an independent broker we are able to control overhead, reduce margins, and pass significant savings on to our clients. Additionally, as a Certified Mortgage Advisor, Melissa Redding has the expertise to guide borrowers in selecting the best personalized financing strategy that aligns with their unique financial goals. Melissa has been instrumental in helping countless individuals and families achieve housing stability and build generational wealth through homeownership. What's Your Strategy?
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